Inheritance Tax Planning
Inheritance Tax Planning, Made Clear
Protecting what you've built, for the people who matter most. We help you answer the questions that matter most, including:
- How much of my estate could be lost to inheritance tax?
- How can I pass on my wealth efficiently, to the people I choose?
- How do pensions, investments and gifting fit into my wider estate plan?
Why OCM for Inheritance Tax Planning?
At OCM, we understand estate planning and the complexities it brings, because it’s what we do every day. We are honoured to have won multiple awards over the years in recognition of how we do it.
The company has grown through referrals and that is something we are very proud of, as happy clients have referred friends and colleagues to us and that continues to be our greatest source of growth. We feel that giving all clients the OCM Love is reciprocated and ensures we all continue to thrive.
What is Inheritance Tax Planning?
Inheritance tax planning is about structuring your estate in a coordinated way to protect and pass on your wealth – not simply writing a will.
Inheritance tax planning becomes especially important as your estate grows in value, or as you begin to think about later life and legacy, because decisions made now, around gifting, trusts, pensions and investments, can materially change how much of your estate reaches the people you want it to.
Inheritance Tax Planning Services
Our advice spans the full spectrum of estate and inheritance planning disciplines, ensuring that every element of your estate works together effectively.
The areas in which we typically advise include:
- Inheritance Tax Planning – Efficient wealth transfer
- Intergenerational Tax Planning – Structured, forward-looking planning to help optimise wealth transfer and mitigate long-term liabilities
- Trusts & Gifting Strategies – Using trusts, gifts and exemptions to help reduce your taxable estate
- Pension & Estate Coordination – Considering how pensions, investments and property fit together within your estate
- Succession Planning – Efficient transfer of wealth to the next generation, with business and inheritance strategies aligned
- Business Planning – Tax, succession, and employee benefits considerations for business owners
All of the above are considered holistically for every client. We believe effective estate planning requires coordination, clarity, and long-term thinking, not isolated advice.
Expert Advisers, Chartered Standards
All of our advisers are CII Diploma qualified or above, and each is working towards Chartered status with the Chartered Insurance Institute (CII), reflecting our commitment to professional excellence and continuous development.
Why Engage in Inheritance Tax Planning?
Inheritance tax planning is not just about a will. It is about protecting, growing, and transferring your wealth with clarity and purpose. At OCM, we bring structure to your estate planning, ensuring every decision supports the outcome you want for your family.
Planning
A clear plan that aligns your estate, pensions, investments and personal wishes.
Tax Efficiency
Structured planning to help minimise unnecessary inheritance tax and preserve more of your wealth for the people you choose.
Trusts & Gifting
Considered use of trusts, gifts and exemptions as part of a wider estate strategy.
Succession Planning
Efficient transfer of wealth to the next generation, with business and inheritance strategies aligned.
Holistic Advice
Estate and inheritance tax planning considered alongside pensions, investments, protection and the rest of your financial life.
The Team
Experience matters. Coordination matters more.
Our Chartered Financial Planners supported by individuals embarking on that journey and being at least diploma qualified with the CII, combine deep technical knowledge with a collaborative approach, ensuring that pensions, investments, tax planning, protection, and business interests are aligned within one clear strategy.
Rather than fragmented advice from multiple providers, we deliver structured guidance under one roof — bringing order, discipline, and long-term thinking to your financial affairs.
The result is cohesive advice, delivered with confidence.
Charlie Lodge
Chartered Wealth Manager (CII) / Director
India Riley
Chartered Wealth Manager (CII)
Peter Botterill
Senior Wealth Manager
Frances Noons
Senior Wealth Manager
Scott Dunlop
Chartered Wealth Manager (CII & CISI)
Alice Rose
Associate Wealth Manager
Lewis Green
Associate Wealth Manager
Colin Davis
Chartered Fellow (CISI)
Jessica Wilkins
Mortgage Adviser
OCM Wealth Management
We combine Chartered Financial Planning, Discretionary Asset Management, and Tax Planning to deliver seamless, all-in-one solutions for our clients.
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Take Control of Your
Estate Planning Today
Take the first step towards a coordinated, long-term estate plan. Speak with OCM today or explore our Inheritance Tax Planning Brochure for more details.
