At the core of the OCM ethos and philosophy is the client, and we focus at all times on the delivery of a first class service. As a firm we offer our services throughout the country and are based in Northampton at Sywell Airport Business Park which is easily accessed from either the M1 or A14. We also use offices in London and throughout the country for client meetings if these are more convenient for you using offices at the Institute of Directors.
The first step with any prospective client is to set up a meeting and go through a presentation explaining what we do and how we can achieve and fullfill our service proposition. We will also take this opportunity to find a little bit about you and what you are trying to achieve. We will help you to review your existing financial situation and reach a realistic assessment of your likely needs. For this, you'll need to set aside some time to talk to us.
There's no charge, and no obligation, while we find out together how we can best help you, and whether our services are right for you. The Financial Planning and Review process is comprehensive and you should be prepared to invest time and effort, as well as money into the process. You should be prepared to go through a Financial Road Map which will ask you questions to really establish where you want to be later in life.
After the initial meeting we will establish whether you want to work with us, and whether we feel that our service is compatible with your needs. We will then arrange a fact finding meeting which involves going through a questionnaire to ascertain your personal financial details and what your objectives are. These details will be used to construct a Financial Plan for you and set out any recommendations that we feel you need. Further meetings will then be set up to discuss your plan and then to action any of the points raised.
We always recommend that you consider a review service so that you can be sure that you plan remains up to date and you are on track to meeting your objectives. Our clients also benefit from other services such as annual seminars and quarterly newsletters.
Our proposal will be fully explained and costed so that you'll know exactly what and why before you agree to anything. The lifetime cash flow forecast is invaluable to most people as those who feel that they are making sufficient provision can be shocked at how little this really, and of course it can work the other way and you do not need to alter anything. Either way, you know where you are and where you are going.
Once the initial relationship has been established, we will provide an ongoing service suitable for your requirements. Typically this will involve Quarterly Investment reports, A half yearly Investment review, and a full annual Financial Plan.
We will, of course, work in whatever way suits you best. We are very conscious that time – yours and ours – is both scarce and valuable, so will at all times try to work as efficiently as possible, subject always to maintaining the quality of our service to you.
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