Automatic Enrolment

Tim, the Finance Director of Company ABC, contacted OCM Wealth Management Ltd as he had read about “Nest” but was unsure of the Company’s duties under new rules introduced by the Government requiring them to automatically enrol their staff into a pension scheme. Company ABC Read more…

Court of Protection appointed Deputy

As deputy, Nathan has acted on for his nephew, Sam’s behalf since the original award received in 2002. The cash sum has attracted the Special Interest rate on the Court of Protection Client accounts, which at the time was yielding 6% but has now dropped Read more…

Income Tax and CGT Planning

Before my first meeting with my OCM adviser, I had over the course of the last 15 years received advice from a number of different financial advisers and accumulated an investment portfolio consisting of six investment bonds which I had been careful to arrange with Read more…

Managing our investments to reduce IHT?

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Janet had recently been widowed and with the help of her family, was doing well at coming to terms with taking charge over her own finances.  I met with Janet, her son and daughter about six months after her bereavement to discuss adjustments to her Read more…

Long Term Care

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Immediate Care Annuity Ethel (a widow of 86) had a mild heart attack about 6 months ago, has osteoporosis and diet controlled diabetes, she is now quite frail. She had a fall a few months ago, broke her hip and had been in hospital for Read more…